Terms


Terms of Service

This web page represents a legal document that serves as our Terms of Service and it governs the legal terms of our website, http://borroh.com, sub-domains, and any associated web-based and mobile applications (collectively, "Website"), as owned and operated by Borroh.

Capitalized terms, unless otherwise defined, have the meaning specified within the Definitions section below. This Terms of Service, along with our Privacy Policy, any mobile license agreement, and other posted guidelines within our Website, collectively "Legal Terms", constitute the entire and only agreement between you and Borroh, and supersede all other agreements, representations, warranties and understandings with respect to our Website and the subject matter contained herein. We may amend our Legal Terms at any time without specific notice to you. The latest copies of our Legal Terms will be posted on our Website, and you should review all Legal Terms prior to using our Website. After any revisions to our Legal Terms are posted, you agree to be bound to any such changes to them. Therefore, it is important for you to periodically review our Legal Terms to make sure you still agree to them.

By accessing this website, you are agreeing to be bound by these Website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this Website are protected by applicable copyright and trademark law.

The last update to our Terms of Service was posted on April 11, 2018.

Definitions
The terms "us" or "we" or "our" refers to Borroh, the owner of the Website.

A "Visitor" is someone who merely browses our Website, but has not registered as Member.

A "Member" is an individual that has registered with us to use our Service.

Our "Service" represents the collective functionality and features as offered through our Website to our Members.

A "User" is a collective identifier that refers to either a Visitor or a Member.

All text, information, graphics, audio, video, and data offered through our Website are collectively known as our "Content".

Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Borroh’s Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Borroh’s website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or “mirror” the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Borroh at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Restricted Uses
Listing of offered products on the Website could be used only for lawful purposes by Users of the Website. You could not frame or utilize framing techniques to enclose any hallmark, logo, copyrighted image, or most proprietary details (consisting of images, text, page layout, or type) of Borroh without express composed consent. You might not use any meta tags or any various other "unseen text" utilizing Borroh's name or trademarks without the express written consent of Borroh. You agree not to offer or modify any content found on the Website consisting of, however not limited to, names of Users and Content, or to recreate, display, openly perform, distribute, or otherwise make use of the Material, in any way for any public function, in connection with services or products that are not those of Borroh, in other way that is likely to trigger confusion among consumers, that disparages or challenges Borroh or its licensors, that dilutes the strength of Borroh's or its licensor's residential property, or that otherwise infringes Borroh's or its licensor's copyright rights. You also agree to abstain from abusing any of the material that appears on the Site. The use of the Material on any other website or in a networked computer system environment for any purpose is prohibited. Any code that Borroh develops to generate or show any Material of the pages making up the Website is likewise secured by Borroh's copyright, and you may not copy or adjust such code.

Borroh has no duty to keep track of any products published, transferred, or connected to or with the Site. If you think that something on the Website breaches these Terms please contact our marked representative as set forth below.

If alerted by a User of any products which allegedly do not conform to these Terms, Borroh could in its single discernment explore the allegation and figure out whether to take other actions or ask for the removal or get rid of the Content. Borroh has no liability or duty to Individuals for efficiency or nonperformance of such activities.

Electronic Communication
You are connecting with us electronically when you go to the Website or send out emails to us. You consent to get interactions from us online. We will connect with you by email or by uploading notifications on the Site. You concur that all contracts notifications, disclosure, and various other communications that we provide to you digitally please any legal requirements that such communications be in writing.

Your Account
If you utilize the Website, you are accountable for maintaining the confidentiality of your account and password and you accept responsibility for all activities that happen under your account and password. You also accept not to reveal any personally identifiable information, consisting of, however not limited to, first and last names, credentials, or various other details of a personal nature ("Personal Data") from the Site. Your disclosure of any Personal Data on the website might result in the immediate termination of your account. Borroh additionally reserves the right to refuse service, terminate accounts, and remove or edit Content at its sole discernment.

Borroh does not guarantee the truthfulness, precision, or dependability of Content on the site, consisting of Personal Data. Each Individual is accountable for upgrading and changing any pertinent account info when essential to preserve the truthfulness, precision, or reliability of the details.

Reviews, Comments, and Other Material
Registered Users of the Website might post evaluations and remarks of a product and services purchased by means of the Website, so long as the Material is not unlawful, profane, threatening, defamatory, an invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not include industrial solicitation, mass mailings, or any type of "spam." You may not use another User's account to impersonate a User or entity, or otherwise deceive as to the origin of the opinions. Borroh reserves the right (however is not bound) to eliminate or modify such Material, but does not regularly examine posted Material.

If you post an evaluation or send comments, and unless Borroh suggests otherwise, you grant Borroh a nonexclusive, royalty-free, permanent, irrevocable, and completely sublicensable right to utilize, recreate, modify, adjust, release, equate, create derivative works from, distribute, and screen such content throughout the world, in any media. You grant Borroh and sublicenses the right to utilize your name in connection with such Material, if they choose. You represent and require that You own or otherwise control all the rights to the content that You post; that the content is accurate; that use of the content You supply does not violate this policy and will not trigger injury to anyone or entity; which You will indemnify Borroh for all claims resulting from Content You supply. Borroh has the right but not the commitment to edit and keep track of or eliminate any task or Material. Borroh takes no duty and assumes no liability for any content published by You or any 3rd party.

Legal Compliance
You agree to comply with all applicable domestic and international laws, statutes, ordinances, and regulations regarding your use of our Website. Borroh reserves the right to investigate complaints or reported violations of our Legal Terms and to take any action we deem appropriate, including but not limited to canceling your Member account, reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information, as allowed under our Privacy Policy.

Intellectual Property
Our Website may contain our service marks or trademarks as well as those of our affiliates or other companies, in the form of words, graphics, and logos. Your use of our Website does not constitute any right or license for you to use such service marks/trademarks, without the prior written permission of the corresponding service mark/trademark owner. Our Website is also protected under international copyright laws. The copying, redistribution, use or publication by you of any portion of our Website is strictly prohibited. Your use of our Website does not grant you ownership rights of any kind in our Website.

Revisions and Errata
The materials appearing on Borroh’s Website could include technical, typographical, or photographic errors. Borroh does not warrant that any of the materials on its Website are accurate, complete, or current. Borroh may make changes to the materials contained on its Website at any time without notice. Borroh does not, however, make any commitment to update the materials.

New User Signup Risks
Joining Borroh.com as a Marketer and/or Employer proposes risks. With the website being launched as a new website in the year 2018, there may be bugs and programming issues that arise. Joining Borroh.com, you are accepting the risks involved with a newly launched website. 

Embedding Example Posts
Borroh offers embedding of social media posts on Marketer's accounts for Employers to view. This display tool is intended to showcase example social media posts for the Employers to get an idea of how a particular Marketer posts on their social accounts. Misuse of this display tool can result in temporary or permanent banning of an account. The only type of content allowed in the "Embed" section of a Marketer account is verified embed code snippets from Facebook, Twitter, and Instagram. Harmful content or links placed in the the "Embed" section of the Marketer account will be reported and reviewed. Further persecution can be enforced. 

Use of Messaging
Borroh offers a messaging system between Marketer's and Employers. This conversation tool allows the option for emoji icons, text, and attachments to be included in conversation between both parties. All conversations will be monitored and reviewed. Any unlawful use of the messaging platform can result in suspension or expulsion from the platform as well as legal persecution. 

  • You must be 13 years or older to use this site.
  • You may not post nude, partially nude, or sexually suggestive photos.
  • You are responsible for any activity that occurs under your screen name.
  • You are responsible for keeping your password secure.
  • You must not abuse, harass, threaten, impersonate or intimidate other Borroh.com users.
  • You may not use the messaging service for any illegal or unauthorised purpose. International users agree to comply with all local laws regarding online conduct and acceptable content.
  • You are solely responsible for your conduct and any data, text, information, screen names, graphics, photos, profiles, links (“Content”) that you submit, post, and display on the messaging service.
  • You must not modify, adapt or hack Borroh.com or modify another website so as to falsely imply that it is associated with the site.
  • You must not access Borroh's private API by any other means other than the Borroh application itself.
  • You must not crawl, scrape, or otherwise cache any content from Borroh including but not limited to user profiles and photos.
  • You must not create or submit unwanted email or comments to any Borroh members (“Spam”).
  • You must not use web URLs in your name without prior written consent from Borroh.
  • You must not transmit any worms or viruses or any code of a destructive nature.
  • You must not, in the use of Borroh, violate any laws in your jurisdiction (including but not limited to copyright laws).
  • Violation of any of these agreements will result in the termination of your Borroh account. While Borroh prohibits such conduct and content on its site, you understand and agree that Borroh cannot be responsible for the Content posted on its web site and you nonetheless may be exposed to such materials and that you use the Borroh service at your own risk.

Payment and Refunding Processing
Borroh handles all transactions through a third-party payment processing system called, PayPal (www.paypal.com). On each transaction made through Borroh.com, Borroh will charge a "Service Fee", This "Service Fee" can be adjusted at any time but will be displayed at the transaction total page. If a refund is due, the refund will be processed through PayPal. The entire transaction amount will be refunded, except for non-refundable fees processed by PayPal. 

Borroh will fulfill a refund request within 5-7 business days.

Payment Withdrawl Request
Borroh handles all transactions through a third-party payment processing system called, PayPal (www.paypal.com). PayPal charges a fee of 2.9% + $0.30 per transaction made using their system. The fee mentioned previously by PayPal will be applied to all payment withdrawl requests to our "Marketers". When requesting payment from your account, you will be receiving payment through PayPal from Borroh.com. While receiving payment to "Marketers" PayPal accounts, PayPal will charge a fee of 2.9% as well as $0.30 per withdrawl transaction processed. The previously mentioned fees can be adjusted by PayPal depending on country and region. To check your exact fees, please visit PayPay.com. 

Borroh will fulfill a payment withdrawl request within 5-7 business days.

Disclaimer
The materials on Borroh's Website are provided "as is" Borroh makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Furthermore, Borroh does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet Website or otherwise relating to such materials or on any sites linked to this site. The Website serves as a venue for Individuals to purchase distinct service or products. Neither Borroh nor the Website has control over the quality or fitness for a particular function of a product. Borroh likewise has no control over the accuracy, reliability, completeness, or timeliness of the User-submitted details and makes no representations or warranties about any info on the Site.

THE WEBSITE AND ALL DETAILS, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE APPLICATION) AND SERVICES LISTED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS WEBSITE ARE PROVIDED BY Borroh ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. Borroh MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, ABOUT THE OPERATION OF THIS Website OR THE INFO, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR SERVICES LISTED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, UNLESS OTHERWISE POINTED OUT IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK.

TO THE COMPLETE EXTENT PERMISSIBLE BY APPLICABLE LAW, Borroh DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND PHYSICAL FITNESS FOR A PARTICULAR PURPOSE. Borroh DOES NOT WARRANT THAT THIS WEBSITE; DETAILS, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE APPLICATION) OR SERVICES CONSISTED OF ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE; ITS SERVERS; OR EMAIL SENT FROM Borroh ARE WITHOUT VIRUSES OR OTHER HARMFUL ELEMENTS. Borroh WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE WEBSITE OR FROM ANY DETAILS, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE APPLICATION) OR SERVICES LISTED ON OR OTHERWISE MADE AVAILABLE TO YOU WITH THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE POINTED OUT IN WRITING. UNDER NO SCENARIO SHALL Borroh's LIABILITY DEVELOPING FROM OR IN CONNECTION WITH THE WEBSITE OR YOUR USE OF THE WEBSITE, DESPITE THE REASON FOR ACTION (WHETHER IN AGREEMENT, TORT, BREACH OF SERVICE WARRANTY OR OTHERWISE), GO BEYOND $100.

Links to Other Websites
Our Website may contain links to third party websites. These links are provided solely as a convenience to you. By linking to these websites, we do not create or have an affiliation with, or sponsor such third party websites. The inclusion of links within our Website does not constitute any endorsement, guarantee, warranty, or recommendation of such third party websites. Borroh has no control over the legal documents and privacy practices of third party websites; as such, you access any such third party websites at your own risk.

Site Terms of Service Modifications
Borroh may revise these Terms of Service for its Website at any time without notice. By using this Website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Governing Law
Any claim relating to Borroh’s Website shall be governed by the laws of Illinois without regard to its conflict of law provisions, and You consent to exclusive jurisdiction and venue in such courts.

Indemnity
You accept defend, indemnify, and hold safe Borroh, its affiliates, and their corresponding officers, directors, agents and workers, from and against any claims, actions or demands, including without limitation affordable legal, accounting, and other provider charges, affirming or resulting from (i) any Content of most material You offer to the Site, (ii) Your use of any Content, or (iii) Your breach of the terms of these Terms. Borroh will provide notice to You promptly of any such claim, match, or case.

General Terms
Our Legal Terms shall be treated as though it were executed and performed in Illinois, United States and shall be governed by and construed in accordance with the laws of Illinois, United States without regard to conflict of law principles. In addition, you agree to submit to the personal jurisdiction and venue of such courts. Any cause of action by you with respect to our Website, must be instituted within one (1) year after the cause of action arose or be forever waived and barred. Should any part of our Legal Terms be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that any Content in our Website conflicts or is inconsistent with our Legal Terms, our Legal Terms shall take precedence. Our failure to enforce any provision of our Legal Terms shall not be deemed a waiver of such provision nor of the right to enforce such provision. The rights of Borroh under our Legal Terms shall survive the termination of our Legal Terms.

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